While Hiscox NOW has made closing coverage online fast and simple, we understand selling coverage to your clients can still be a challenge
In an effort to make selling easier we are creating Sell Sheets for our top quoted professions within the industries we cover.
Sell sheets include, BY PROFESSION:
• Available products
• Average premium
• Key coverage customization(s)
• Most common lawsuits
• Claims examples
• And much more
The addition of this market expands our class appetite and brings underwriting flexibility to our professional lines offerings.
Features:
• Broad Underwriting Appetite
• Targeted, industry specific policy forms
• Standard general terms and conditions for all lines of business
• Quick Quote Turnaround - we will quote from a competitors application
• Cross sell these coverages for many classes- Crime, GL, Data Breach/Privacy
Vacant Property & Liability Coverage
Non Admitted, A rated carrier.
American Modern is consolidating its two California manufactured home programs. This affects the HO-3 owner occupied manufactured home policies written prior to November 2012.
We are pleased to announce our partnership with the leading flood provider, WRIGHT/Fidelity Flood. Together we offer the best efficiency and service for your National Flood Insurance Program (NFIP) risks.
Highlights:
To update an earlier message that was inaccurate - American Modern WILL consider policies with a lapse in coverage and we CAN rewrite Mobile Home policies that cancel for non-payment.
American Modern has instituted a 7 day grace period for late payments on all product lines. The system will no longer allow a late payment to be applied on any product after 7 days. The only exception is Leinholder billed accounts which will receive a 15 day grace period.
Most of you are familiar with the "undo" button on our computers... consider this an "undo" of the Underwriting Update we sent last month on this subject.
After further consideration, American Modern will no longer be requiring photos as previously outlined for Manufactured Homes.
Just to give you some background, the original reasons for the change were concerns around older Mobile Homes and also concerns about Mobile Homes with possible prior unrepaired damage. American Modern was trying to take measures to ensure their Mobile Home product remained healthy.
USLI Professional Liability products are now available!
Once you have registered for Single Sign On (SSO) at jebrown.net, you no longer need to remember all your passwords for the participating online platforms. You just login in to jebrown.net and click to enter the participating online platforms and no further login is needed.